6 Reasons To Get Pet Insurance For Your Puppy

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3 min read
3 min read

Updated - Oct 14th, 2022

Congratulations on your new puppy! The pet parent life is truly the best life – and now you finally get to experience it with a new furry family member.

Being a new puppy parent is one of the most rewarding experiences, but it can also be costly. With food, training, toys, trips to your veterinarian and more, the costs of pet ownership can really add up. Out of all of these expenses, however, the one we think is absolutely worth it during puppyhood is pet insurance. Here’s why: 

1. There is less time to accrue pre-existing conditions

Most pet insurance companies won’t cover pre-existing conditions, a.k.a. illnesses or injuries that occur before your pet insurance plan coverage starts or during a waiting period. The earlier you enroll your new pup in a plan, the higher the chance a future eligible accident or illness will be covered.

2. You may enjoy lower premiums 

Age can be a factor in determining the price of your pet insurance monthly premium. Since older pets are at a higher risk for developing several health conditions – younger pets tend to be cheaper to insure than older ones. Even still, older dogs can still benefit from pet insurance!

3. You may be more likely to say ‘yes’ to care, no matter the cost

One medical emergency can lead to a vet bill in the thousands, and if your puppy needs rehabilitation therapy or long-term treatment, it can become extremely difficult to finance over time. Pet insurance can prepare you for unexpected veterinary care – even when it comes at a high cost.

4. Puppies face more perils

Let’s face it, puppies will be puppies. As they discover their new world, their curiosity tends to get the best of them. From getting into spats at the dog park to eating things that they shouldn’t, puppy accidents and injuries happen – and when they do, you want to make sure your pup’s care is covered if surprise ruh-rohs happen in the future.

 5. The earlier, the better for hereditary conditions

Some breeds inherit genetic disorders that can be very costly to treat over time, such as hip dysplasia, patellar luxation, and seizures. For this reason, it’s a good idea to enroll your pup in an insurance plan that covers the best, most advanced care for hereditary conditions before they get older.

6. The best treat is a healthy life!

At Pumpkin, we believe all pets should receive the best care if they get unexpectedly sick or hurt. That’s why Pumpkin Puppy Insurance plans offer up to 90% reimbursement on eligible vet bills. If you are considering getting pet insurance for your new pup — as you should be — you can fetch a free quote here

Pumpkin Team

Pumpkin Team

Passionate Pet Experts & Parents
We are a team of writers, designers & product developers who all double as passionate (ok, obsessive) nerds of the pet world.
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