Dog insurance designed to help the best dog ever get best-in-class care.
- Extensive accident & illness coverage that doesn’t decline with age
- 90% cash back on all eligible vet bills for your pup
- No sneaky insurance add-on fees, breed, or upper age restrictions
A Pumpkin Dog Insurance plan can help you say ‘yes’ to the best care pawsible.
When they're sick
Help get them the diagnostics, treatment, and prescription medicine they need to get healthy with a Pumpkin insurance plan.
When they’re hurt
Help give them the emergency care, hospitalization, and surgery it takes to get better with a Pumpkin insurance plan.
When they’re recovering
Help prioritize the follow-up vet visits and rehab therapies for accidents & illnesses that let them recover faster with a Pumpkin insurance plan.
What is pet insurance for dogs, and why do you need it?
Over a dog's life, families can expect to spend ~$16,600 on vet care alone!6
From everyday illnesses to emergency accidents, the costs of vet care can really add up over a lifetime. If your pup gets hurt or sick, a Pumpkin Dog Insurance plan can pay you back for 90% of covered vet bills. This can make it easier to get your veterinarian’s best care and save thousands on costs over their life! Because money should be no object when it comes to caring for the pets we love.
Are Pumpkin Dog Insurance plans easy to use? Yep! No head or tail spinning required.
See any vet you choose
Visit any licensed vet or specialist in the US or CAN, and pay as usual when you leave.
Submit a claim online
Enter your claim info, upload a copy of the vet bill + any relevant medical records, and hit submit.
Get paid!
Get paid back quickly for covered vet expenses via direct deposit or check – your choice!
See the difference a Pumpkin Dog Insurance plan can make!
Here’s a hypothetical example of a pup who ate a throw pillow cover…
Pup without Pumpkin
insurance plan
vs
Pup with Pumpkin
insurance plan
Pup without Pumpkin
insurance plan
In the End...
Dad pays $3,052
(Dad pays the bill in full)
vs
Pup with Pumpkin
insurance plan
In the End...
With peace of mind that his Pumpkin plan would cover it, dad agreed to the endoscopy, and the vet acted fast to remove the fabric before it created a blockage. As a result, Bella was back to her tail-wagging self in just days and dad wasn’t stressed about finances.
Dad pays $180
(Pumpkin plan pays back $1,620)
What do Pumpkin Dog Insurance plans cover?
A bark-load!
They cover a wide range of accidents & illnesses + care options to diagnose & treat them.
- Eye, Ear & Skin Infections
- Digestive Illnesses
- Hip Dysplasia
- Cancer & Growths
- Parasites & Infectious Diseases
- Orthopedic Injuries
- Swallowed Objects & Toxins
- Diagnostics & Treatments
- Prescription Medications
- Emergencies & Hospitalization
- Surgery & Specialized Care
- Advanced Care (e.g. Stem Cell Therapy)
- Microchipping
They also cover important things some insurances exclude or charge extra for.
- Hereditary Conditions
- Dental Illnesses
- Behavioral Issues
- Vet Exam Fees for Accidents & Illnesses
- Virtual Vet Visits for Accidents & Illnesses
- Alternative Therapies (e.g. Acupuncture)
- Prescription Food & Supplements*
What goes into your dog’s pawfect plan?
90% Reimbursement Rate
90% cash back on covered vet bills helps you say ‘yes’ to the best care, even if it’s costly. It’s why ALL pets with a Pumpkin Dog Insurance plan get this high rate!
4 Annual Deductible Options
Choose to pay either $100, $250, $500, or $1k towards covered vet bills before your cash back kicks in each year. For lower monthly payments, try a higher deductible.
$10K - Unlimited Annual Limit
Choose how much coverage you need. While <2% of recent pupstomers file over $10k/yr in claims, a $20k/yr or unlimited annual limit option is also available for added peace of mind.1
3 Pet Profile Factors
In addition to these other factors, your dog’s age, breed, and location also play a role in determining the price of your Pumpkin Dog Insurance plan.
See how Pumpkin stands out from the pack.
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Exam Fees for Accidents & Illnesses |
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Additional monthly fee required |
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Dental Illnesses |
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Only up to $1k/yr |
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Annual dental exam required |
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Behavioral Issues |
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Only up to $1k/yr |
Excluded with some plans |
Additional monthly fee required |
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Rx Food to Treat Covered Conditions* |
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Excluded with some plans |
Only covers up to 50% for 2 mos |
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Alternative Therapies |
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Additional monthly fee required |
Only for 12 wks after treatment starts for a covered condition |
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Additional monthly fee required |
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Microchipping |
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