1‑866‑ARF‑MEOW

Kitten insurance designed to help kitties come back from cat‑astrophes.

A Pumpkin Kitten Insurance plan can help you say ‘yes’ to the best care pawsible.

When they're sick

Help get them the diagnostics, treatment, and prescription medicine they need to get healthy with a Pumpkin insurance plan.

When they’re hurt

Help give them the emergency care, hospitalization, and surgery it takes to get better with a Pumpkin insurance plan.

When they’re recovering

Help prioritize the follow-up vet visits and rehab therapies for accidents & illnesses that let them recover faster with a Pumpkin insurance plan.

What is kitten insurance, and why do you need it?

Over a cat’s life, families can expect to spend ~$13,350 on vet care alone!8

From everyday illnesses to emergency accidents, the costs of vet care can really add up over a lifetime. If your kitty gets hurt or sick, a Pumpkin Kitten Insurance plan can pay you back for 90% of covered vet bills. This can make it easier to get the best care and save thousands on costs over their life! The sooner you enroll, the sooner your plan can help if things get hairy in the future.

How does kitten insurance work? It’s easy – no head or tail spinning required.

See any vet you choose

Visit any licensed vet or specialist in the US or CAN, and pay as usual when you leave.

Submit a claim online

Enter your claim info, upload a copy of the vet bill + any relevant medical records, and hit submit.

Get paid!

Get paid back quickly for covered vet expenses via direct deposit or check – your choice!

See the difference a Pumpkin Kitten Insurance plan can make!

Here’s a hypothetical example of a kitty with a bladder stone…

Kitty without Pumpkin

insurance plan

vs

Kitty with Pumpkin

insurance plan

Kitty without Pumpkin

insurance plan

In the End...

Poor Tom’s bladder stone did not respond to the special diet, and he spent the next 2 weeks in serious discomfort. After another vet visit and round of X-rays & tests, mom finally agreed to the cystotomy. While Tom recovered quickly, mom was left with major regrets – and more vet bills.
Final Vet Bill: $2,1002

Mom pays $2,100

(Mom pays the bill in full)

vs

Kitty with Pumpkin

insurance plan

In the End...

With peace of mind that her Pumpkin plan would cover it, mom scheduled the cystotomy right away, and the vet was able to surgically remove the bladder stone as planned. As a result, Tom was back to his happy-go-fluffy self in no time, and mom wasn’t stressed about finances.
Final Vet Bill: $1,6502

Mom pays $165

(Pumpkin plan pays back $1,485)

Pumpkin awarded “Best Pet Insurance for Comprehensive Coverage” in 2021 by BusinessInsider.com15

What do Pumpkin Kitten Insurance plans cover?

A meowthful!

They cover a wide range of accidents & illnesses + care options to diagnose & treat them.

They also cover important things some insurances exclude or charge extra for.

For our full list of benefits & exclusions, see a sample pet insurance policy

What goes into your kitten’s prrrfect plan?

Here are the 4 factors that impact how much is covered, and what it will cost.

90% Reimbursement Rate

90% cash back on covered vet bills helps you say ‘yes’ to the best care, even if it’s costly. It’s why ALL pets with a Pumpkin Kitten Insurance plan get this high rate!

4 Annual Deductible Options

Choose to pay either $100, $250, $500, or $1k towards covered vet bills before your cash back kicks in each year. For lower monthly payments, try a higher deductible.

$7K - Unlimited Annual Limit

Choose how much coverage you need. While <3% of recent catstomers file over $7k/yr in claims, a $15k/yr or unlimited annual limit option is also available for added peace of mind.1

3 Pet Profile Factors

In addition to these other factors, your cat’s age, breed, and location also play a role in determining the price of your Pumpkin Kitten Insurance plan.

Compare Pumpkin plans with other kitten insurance plans.

When it comes to pet insurance for kittens, Pumpkin plans offer a bowlful of coverage benefits some other kitten insurances exclude, limit, or charge sneaky add-on fees for. Let’s dig in…*
Scroll to compare
Exam Fees for Accidents
& Illnesses
Additional monthly fee required
Dental Illnesses
Only up to $1k/yr
Annual dental exam required
Behavioral Issues
Only up to $1k/yr
Excluded with some plans
Additional monthly fee required
Rx Food to Treat
Covered Conditions*
Excluded with some plans
Only covers up to 50% for 2 mos
Alternative Therapies
Additional monthly fee required
Only for 12 wks after treatment starts for a covered condition
Additional monthly fee required
Microchipping
90% Reimbursement Rate for All
Breeds Ages 8 Wks & Up
No Preventive Care Requirements
to Cover Certain Illnesses
Depends on plan
Discount for Multiple Pets
All Pets Ages 8 Wks &
Up Are Eligible to Enroll
Depends on plan
14-Day Waiting Period for ALL
Covered Accidents & Illnesses