Pet insurance for people who’d do anything for their pet.
- Super-extensive accident & illness coverage
- Best-in-class care made possible with 90% cash back on eligible vet bills
- Expert help & support from our pet-obsessed Care Team
Pumpkin can help you say ‘yes’ to the best care.
When they're sick
Help get them the diagnostics, treatment, and prescription medicine they need to get better with Pumpkin Insurance plans.
When they're hurt
Help give them the emergency care, surgery, and rehabilitation therapy it takes to recover with Pumpkin Insurance plans.
When they're healthy
Help them keep up with routine wellness care with Preventive Essentials. It's not insurance, but an optional benefit you can add to your plan.
Dog & Puppy Insurance
From sock snackcidents to parasite infections, you can help your pup rebound from unexpected ruh-rohs with dog insurance designed for accidents and illnesses.
Cat & Kitten Insurance
When cat-astrophes happen – like digestive illnesses or eye infections – you can help your kitty get back on their paws with cat insurance designed for accidents and illnesses.
Make wellness care a walk in the park with Preventive Essentials.
Signing up for a Pumpkin plan is easy!
Choose a Pumpkin Pet Insurance plan that's right for you and your pet.
Add an optional Preventive Essentials package to your Pumpkin plan.
Submit a claim & get paid back quickly for eligible vet bills.
Don’t furget – with a Pumpkin plan, you can see any licensed vet in the U.S. or CAN!
Pumpkin Love Stories
“Our boy got sick. Walking from 1 specialist to another was not easy on our pocket & Pumpkin is helping – so we can focus on our guy. ❤️ Please insure your puppy, you never know what will come!”
– Sarka M., Magnus’ Mom
Your pet deserves a plan as special as they are.
See any licensed vet in the
US or Canada
90% reimbursement rate fur all
10% multi-pet discount for each additional pet you enroll
14-day waiting period for all covered conditions
No upper age limits or breed exclusions, ever
Find out how much pet insurance costs right now!
Fetch a free quote in less than 5 minutes to see your pet’s pawfect plan.
Some top questions we get asked all the time...
How much is pet insurance?
The easiest way to find out how much a Pumpkin plan will cost for your fur kid is to fetch a free quote today!
Why choose a Pumpkin plan over other insurance plans?
We know choosing the right plan for your pet is a big decision. We want to help you make the best, most informed choice by highlighting key ways Pumpkin insurance plans stand out from the pack:
- 90% reimbursement rate fur all pets 8 weeks & up
- Everyone gets extensive coverage (no need to buy a bunch of extra insurance plan add-ons)
- Pumpkin plans cover key conditions some insurance plans exclude, like dental illnesses, behavioral problems, hereditary conditions, and parasite infections
- Pumpkin plans cover in-clinic + virtual vet exam fees for accidents & illnesses – no extra add-on fees required
- Pumpkin plans cover physical therapy and prescription food & supplements* for covered conditions – no extra add-on fees required
- No breed or upper age restrictions, plus no reducing coverage as your pet ages
Do all vets take pet insurance?
What does pet insurance cover?
- Dental illnesses
- Behavioral problems
- Hereditary conditions
- Parasite infections
- Prescription food & supplements for covered conditions*
- Alternative therapies for covered conditions
- In-office + virtual vet exam fees for accident & illness related visits
Tell us about your pet, so we can fetch you the pawfect plan.
