See any vet in Florida, or any state, you choose!
Jacksonville, Miami, Tampa or Orlando – visit any licensed veterinarian, specialist, or animal hospital in Florida, any other state in the US, or Canada.
Hi Florida, Pumpkin Pet Insurance is here!
- Get 90% of eligible vet bills paid back
- Count on extensive coverage for accidents & illnesses
- Visit any vet or hospital in the US or Canada
As seen in...
How Pumpkin helps pets get the best care possible...
When they're sick
Help get them the diagnostics, treatment, and prescription medicine they need to get better with Pumpkin Pet Insurance plans.
When they're hurt
Help give them the emergency care, surgery, and rehabilitation therapy it takes to recover with Pumpkin Pet Insurance plans.
When they're healthy
Help them keep up with routine wellness care with Preventive Essentials. It’s not insurance, but an optional benefit you can add to your plan.
Big Florida fur fams save big! Get 10% off a plan for each additional pet you enroll.
Our Florida pet insurance covers the basics,
and a bowlful of important stuff some insurances leave out.
We cover a wide range of common pet conditions and care options.
- Eye, Ear & Skin Infections
- Digestive Illnesses
- Hip Dysplasia
- Cancer & Growths
- Parasites & Infectious Diseases
- Orthopedic Injuries
- Swallowed Objects & Toxins
- Diagnostics & Treatments
- Prescription Medications
- Emergencies & Hospitalization
- Surgery & Specialized Care
- Advanced Care (e.g. Stem Cell Therapy)
- Microchipping
We also cover key things some insurances exclude or make you pay extra for.
- Hereditary Conditions
- Dental Illnesses
- Behavioral Issues
- Vet Exam Fees for Accidents & Illnesses
- Virtual Vet Visits for Accidents & Illnesses
- Alternative Therapies (e.g. Acupuncture)
- Prescription Food & Supplements*
For our full list of benefits & exclusions, see a sample policy
Why do pets in Florida think Pumpkin is special?
No upper age limits or breed exclusions, ever
Your vet, your choice – always
90% reimbursement rate fur all
Save 10% for each additional pet enrolled
Our preventive care pack fully covers 3 essentials
Why pet insurance? Good care comes at a cost in Florida.
Did you know the average amount spent on vet care over a dog’s lifetime is about $16, 632?⁶ If your pet gets hurt or sick, our insurance can help you say ‘yes’ to the best care, even if it’s costly.
Get 90% cash back on vet bills for ruh-rohs like these:²
Knee Ligament Tear: $6,247
We Pay Back: $5,622
Human Food Poisoning: $463
We Pay Back: $417
Gum Disease: $1,942
We Pay Back: $1,748
Pumpkin for Dogs & Puppies
Help keep pups healthy and tails wagging with insurance + preventive care made just for dogs.
Pumpkin for Cats & Kittens
Help set kitty up for a healthy life – or nine with insurance + preventive care made just for cats.
Pets ❤ Pumpkin Insurance
“When I started with Pumpkin, I realized I made the right decision when I made my first claim for Butch, and it was the easiest thing I’ve ever done.”
– Richelle O., Butch’s Mom
“Pumpkin is always prompt with a response if I have any questions.”
– Kaylee J., Elsa’s Mom
“I’m so thankful for Pumpkin insurance. Kilian got sick and had an emergency vet visit and Pumpkin covered my claim quickly!”
– Anna P., Killian’s Mom
