What Washington throws at your pet
There are risks to living anywhere, even in the Evergreen State.
Reimbursement Rate
Toxic algae
Exposure to blue-green algae in lakes and streams can be deadly for dogs.
Reimbursement Rate
Coyote attacks
Coyote encounters are a real risk for dogs on Washington trails and in suburban yards.
Reimbursement Rate
Cuts & lacerations
Rocky trails and dense underbrush can lead to cuts that need treatment.
Example city | Average monthly premium³ |
|---|---|
Seattle | $48 |
Redmond | $52 |
Tacoma | $36 |
Bellevue | $48 |
How much does pet insurance cost in Washington?
From
$52
/mo² for dogs
There's no single price. What you pay depends on:
Your pet's age, breed, and species - older pets and some breeds cost more to insure
Where you live - vet prices in Seattle run higher than in eastern Washington
The plan you build - your annual limit, annual deductible and reimbursement rate
*Every purchase includes a $2 transaction fee
Accidents & illnesses
Dental illness treatments
Prescription medicines
Advanced care (stem cell)
Emergencies & hospitalization
Sick visit exam fees
Alternative therapies
Eye & ear infections
Behavioral issues
Hereditary & congenital conditions
Cancer & growths
Prescription food & supplements⁴
The most common claims in Washington, covered
Most claims are for digestive issues, allergies, swallowed objects, and skin conditions – plus, in Washington, toxic algae and salmon poisoning. Pumpkin's accident & illness coverage can help.
The best time to enroll is now.
Pumpkin plans feature key benefits that other providers exclude or charge extra for – including dental illness care. Pre-existing conditions are not covered though, so it pays to enroll your pet young and (hopefully) healthy.
What Washington pets can expect from Pumpkin
No upper age or breed restrictions
Enroll any breed from 8 weeks and up.
Any vet, anywhere
Visit any licensed vet, specialist, or ER in the US and Canada.
Up to 90% back
Choose an 80% or 90% reimbursement rate for eligible vet bills.
More pets, more savings
Get up to 10% off a Pumpkin plan for each additional pet you enroll.⁵
Duke
$2,366 paid in 9 minutes
"I submitted the estimate for pre-approval and got reimbursed fast. I’m so glad to have Pumpkin on Duke’s side. We are going to fight this cancer and give him the best life!"
– Carley, Duke’s parent⁶
Fiona
$2,734 paid in 8 minutes
“We didn't have to stress about the cost. Pumpkin took the financial aspect off the table while we dealt with the gut-wrenching experience of seeing our helpless baby girl in pain.”
– Linette, Fiona's parent⁶
Buddy
$4,491 paid in 13 minutes
"Buddy needed two very expensive procedures. Pumpkin completely saved the day by rushing funds into my account within (literal) minutes. Buddy and I are so grateful!"
– Willi, Buddy’s parent⁶
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Real claims covered by Pumpkin
Love from parents up and down the state
Does pet insurance cover pre-existing conditions?
No pet insurer covers pre-existing conditions, including Pumpkin – that's true nationwide, not just here. That's exactly why it pays to enroll your pet while they're young and healthy, before anything comes up.
Where does pet insurance work?
With a Pumpkin plan, you can visit any licensed vet, specialist, or emergency clinic in Washington – or anywhere else in the US and Canada. There are no networks and no in-network or out-of-network providers to worry about.
How much does pet insurance cost in Washington?
The cost of a Pumpkin pet insurance plan varies by your pet's age, breed, species, home zip code, and the plan you build. You can adjust your deductible, annual limit, and reimbursement rate to fit your budget. Get a free quote.
Is pet insurance worth it in Washington?
For many Washington pet parents, yes. Toxic blue-green algae and salmon poisoning disease are hazards found in few other states, and both need fast, often costly emergency care. A plan that pays back up to 90% can help.
What does pet insurance cover?
Pumpkin Pet Insurance plans cover diagnostics, treatment, surgery, and prescriptions for new injuries and illnesses. That includes common claims like digestive issues, allergies, swallowed objects, and skin conditions, as well as hereditary and dental conditions.
FAQs
