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Only PumpkinNow™  pays you before  you pay vet bills.

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Only PumpkinNow™  pays you before  you pay vet bills.

Our urgent pay service sends the money you need in minutes.

Reimbursement Rate

Get paid up to 90% for eligible care while you’re still at the vet.¹

Annual Limit

Make easier decisions with premium accident and illness coverage.

Annual Deductible

Lean on our dedicated care team for support, in addition to speed.

“We are thrilled that PumpkinNow is allowing our clients and patients to access superior veterinary care when they
need it most!”

– Jennifer, Heart of Chelsea Veterinary Group²

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See what’s covered at the vet and get instant payments in your bank account for eligible care over $500.

3.

Submit an estimate or invoice on your phone.

2.

Go to any vet in the US or Canada for care.

1.

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How PumpkinNow works with every  Pumpkin Pet Insurance plan

You rush to their side. Get pet 
insurance that does the same.

When your kid is hurt or sick, and you age 5 years in 5 minutes, expedited estimates and claims can make a real difference.

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$4,491 paid in 
5 minutes

“Buddy needed two expensive procedures. Pumpkin completely saved the day by rushing funds into my account within (literal) minutes.”

– Willi, Buddy’s parent

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$2,940 paid in 10 minutes

“All of Hunter’s teeth had to be extracted. The bill was over $3,000! I was amazed when Pumpkin approved the claim in minutes.”

– Donna, Hunter’s parent

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$4,043 paid in 11 minutes

“I am so thankful for PumpkinNow. My Teddy was able to have his surgery right away and the claim was done super fast.”

– Brenda, Teddy’s parent

1 in 3 pets  need emergency vet 
treatment every year.

See how Pumpkin plans compare to other pet insurance options.

Accidents & Injuries

From swallowed objects
to leg fractures.

Illnesses & Diseases

From ear infections to 
diabetes & cancer.

Tests & Treatments

From X-rays & bloodwork, to surgery & Rx meds.

When care is critical, speed is everything – but it’s not the only thing. 
Here’s what premium accident and illness coverage looks like.

What do Pumpkin Pet Insurance plans cover?

Count on key benefits that others leave out or  charge extra for.

Dental Illnesses

From periodontal disease to stomatitis.

Behavioral Issues

From separation anxiety & aggression to OCD.

Alternative Therapies

From acupuncture & chiropractic to hydrotherapy.

Vet Visit Exam Fees

For accidents & illnesses – virtual or in-clinic.

Rx Food & Supplements

For covered conditions from allergies to diabetes.

For a full list of what Pumpkin offers, please review a sample policy for detailed coverage and exclusions.

blood hound at the vet's office wearing a cone looking up at their parent who is checking their pet insurance reimbursement from a pumpkin now claim on their phone totaling $5,014

Fastest payout: 2 minutes

$147M+ paid in life-changing care

9 out of 10 vets trust Pumpkin plans to take great care of their patients.

Pumpkin is #1  on Google among pet insurance brands with 2,500+ reviews.

Lock in premium coverage with PumpkinNow so you can choose care over cost when it really counts.

Get pet insurance before you need it.

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