How Pumpkin helps pets get the best care possible...
When they’re sick
Help them get the diagnostics, treatment, and prescription medicine for new illnesses they need to get better with Pumpkin insurance plans.
When they’re hurt
Help give them the emergency care, surgery, and rehabilitation therapy it takes to recover with Pumpkin insurance plans.
When they’re healthy
Help them keep up with routine wellness care with Preventive Essentials. It’s not insurance, but an optional benefit you can add to your plan.
Big California fur fams save big! Get 10% off a plan for each additional pet you enroll.¹
Our California pet insurance plans cover the basics, and a bowlful of important stuff some insurances leave out.
They cover a wide range of common pet conditions and care options.
Eye, Ear & Skin Infections
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Parasites & Infectious Diseases
Orthopedic Injuries
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Emergencies & Hospitalization
Surgery & Specialized Care
Advanced Care (e.g. Stem Cell Therapy)
Microchipping
They also cover key things some insurances exclude or make you pay extra for.
Hereditary Conditions
Dental Illnesses
Behavioral Issues
Vet Exam Fees for Accidents & Illnesses
Virtual Vet Visits for Accidents & Illnesses
Alternative Therapies (e.g. Acupuncture)
Prescription Food & Supplements²
For our full list of benefits & exclusions, see a sample policy
Why cat insurance? Good care comes at a cost in California.
Did you know the average amount spent on vet care over a cat’s lifetime is about $12,000?³ If your pet gets hurt or sick, insurance can help you say ‘yes’ to the best care, even if it’s costly.
Get 90% cash back on vet bills for cat-astrophes like these:⁴
Leg Fracture: $2,227
We Pay Back: $2,004
Plant Poisoning: $993
We Pay Back: $894
Gum Disease: $1,482
We Pay Back: $1,334
Pets ❤ Pumpkin Insurance
“When I started with Pumpkin, I realized I made the right decision when I made my first claim for Butch, and it was the easiest thing I’ve ever done.”
– Richelle O., Butch’s Mom⁵
“I’m so thankful for Pumpkin insurance. Killian got sick and had an emergency vet visit and Pumpkin covered my claim quickly!”
– Anna P., Killian’s Mom⁵
