Three steps, no networks
Reimbursement Rate
Go to any vet
Visit any licensed vet, specialist, or ER in the US or Canada for care.
Reimbursement Rate
Submit a claim
Enter your visit details and upload a photo of your paid invoice.
Reimbursement Rate
Get paid fast
Up to 90% of eligible costs. With PumpkinNow™, you can get paid before you pay the vet.²
It's simpler than most people expect. See how pet insurance works.
Reimbursement Rate
Early years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Prime years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Later years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Why it's smart to get pet insurance for your Sphynx
Sphynx cats can live well into their teens, with health needs that may change over time. Here’s roughly when:
Common health issues, and what they cost for a Sphynx
Diabetes
A metabolic disease that can impact cats as they age and requires Rx meds to manage blood sugar and insulin levels.
$256
Cost to treat³
Your share
*Illustrative. Reimbursement shown at 90% after your deductible. Actual costs and payouts vary by treatment, plan and location.
$230
Pumpkin pays back⁴
Pumpkin's share • up to 90%
A healthy Sphynx is a happy Sphynx.
Sphynx cats need weekly baths since their skin produces oil that would normally be absorbed by fur. Prone to sunburn, they should stay out of direct sun and wear a sweater in cold weather. They're extremely social and don't do well left alone for long stretches. Otherwise, they're playful, athletic cats that love toys and climbing.
At a glance
Sphynx
What it costs to insure the average Sphynx
From
$59+
/mo⁵
It depends on their age, your zip code, and the plan itself. Choose what’s best for them – and your budget.
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Annual limit – the most your plan pays out each year
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Annual deductible – amount paid by you each year before reimbursements kick in
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Reimbursement rate – what you'll get paid back for covered vet bills – choose 80% or 90%
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Multi-pet discount – get up to 10% off a plan for each additional pet you enroll⁶
An additional $2 transaction fee applies to each monthly payment. Choose annual billing at checkout and save $24 a year.
Accidents & illnesses
Diagnostics, exams, surgery, hospitalization, and Rx meds for any new injury or illness.
Advanced care & alternative therapies
Specialist care, advanced procedures, and therapies like acupuncture, hydrotherapy, and rehab.
Hereditary & congenital conditions
The breed-specific conditions many insurers exclude (or charge extra for) come standard.
What’s covered
Count on premium coverage with no upper age limit – at any licensed vet in the US or Canada.
Pre-existing conditions aren't covered, so it pays to enroll your Sphynx young.
Pumpkin is the #1 rated cat insurance on Google.¹
Does Pumpkin cover HCM or dental issues?
Yes, as long as they aren't pre-existing before your coverage starts.
How much exercise does a Sphynx need?
High – they're athletic and need regular play and climbing opportunities.
Are Sphynx cats vocal?
Yes – Sphynx are known for being chatty and expressive.
Do Sphynx cats need a lot of grooming?
Yes, despite no fur. Weekly baths are needed to manage skin oils. Plus, Sphynx need sun and cold protection.
Are Sphynx cats good with kids?
Yes – Sphynx are social and affectionate, and do well with kids and other pets.
Are Sphynx cats hypoallergenic?
Yes - Sphynx are one of the few breeds often considered hypoallergenic, though sensitive individuals may still react to their skin oils.
FAQs
