Three steps, no networks
Reimbursement Rate
Go to any vet
Visit any licensed vet, specialist, or ER in the US or Canada for care.
Reimbursement Rate
Submit a claim
Enter your visit details and upload a photo of your paid invoice.
Reimbursement Rate
Get paid fast
Up to 90% of eligible costs. With PumpkinNow™, you can get paid before you pay the vet.²
It's simpler than most people expect. See how pet insurance works.
Reimbursement Rate
Early years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Prime years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Later years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Why it's smart to get pet insurance for your Siberian
Siberian cats can live well into their teens, though some health issues can appear over time. Here’s roughly when:
Common health issues, and what they cost for a Siberian
Hairballs
A mass of ingested fur that accumulates in a cat’s stomach and can cause vomiting or, rarely, intestinal blockage.
$781
Cost to treat³
Your share
*Illustrative. Reimbursement shown at 90% after your deductible. Actual costs and payouts vary by treatment, plan and location.
$703
Pumpkin pays back⁴
Pumpkin's share • up to 90%
A healthy Siberian is a happy Siberian.
Siberians are curious, adventurous cats that love exploring, climbing, and playing – many enjoy water, too. Their thick, triple-layer coat sheds seasonally and needs regular brushing to manage. They form close bonds with their families and enjoy being part of daily activities.
At a glance
Siberian

What it costs to insure the average Siberian
From
$49+
/mo⁵
It depends on their age, your zip code, and the plan itself. Choose what’s best for them – and your budget.
-
Annual limit – the most your plan pays out each year
-
Annual deductible – amount paid by you each year before reimbursements kick in
-
Reimbursement rate – what you'll get paid back for covered vet bills – choose 80% or 90%
-
Multi-pet discount – get up to 10% off a plan for each additional pet you enroll⁶
An additional $2 transaction fee applies to each monthly payment. Choose annual billing at checkout and save $24 a year.

Accidents & illnesses
Diagnostics, exams, surgery, hospitalization, and Rx meds for any new injury or illness.
Advanced care & alternative therapies
Specialist care, advanced procedures, and therapies like acupuncture, hydrotherapy, and rehab.
Hereditary & congenital conditions
The breed-specific conditions many insurers exclude (or charge extra for) come standard.
What’s covered
Count on premium coverage with no upper age limit – at any licensed vet in the US or Canada.
Pre-existing conditions aren't covered, so it pays to enroll your Siberian young.
Pumpkin is the #1 rated cat insurance on Google.¹
How much exercise does a Siberian need?
Moderate to high – they're playful and enjoy climbing and exploring.
Are Siberians vocal?
Moderately - Siberians communicate with a range of chirps and trills.
Does Pumpkin cover HCM?
Yes, as long as it isn't pre-existing before your coverage starts.
Are Siberians hypoallergenic?
Siberians are often considered one of the more hypoallergenic breeds, though no cat is fully allergen-free.
Are Siberians good with kids?
Yes - Siberians are social and playful, making them good companions for kids and other pets.
Do Siberians need a lot of grooming?
Regular – their thick double coat needs brushing a few times a week, more during seasonal shedding.
FAQs







