Three steps, no networks
Reimbursement Rate
Go to any vet
Visit any licensed vet, specialist, or ER in the US or Canada for care.
Reimbursement Rate
Submit a claim
Enter your visit details and upload a photo of your paid invoice.
Reimbursement Rate
Get paid fast
Up to 90% of eligible costs. With PumpkinNow™, you can get paid before you pay the vet.²
It's simpler than most people expect. See how pet insurance works.
Reimbursement Rate
Early years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Prime years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Later years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Why it's smart to get pet insurance for your Siamese
Siamese cats often live well into their teens, though some health issues can appear over time. Here’s roughly when:
Common health issues, and what they cost for a Siamese
Asthma
An allergic condition that causes coughing, wheezing, and trouble breathing.
$299
Cost to treat³
Your share
*Illustrative. Reimbursement shown at 90% after your deductible. Actual costs and payouts vary by treatment, plan and location.
$269
Pumpkin pays back⁴
Pumpkin's share • up to 90%
A healthy Siamese is a happy Siamese.
Siamese cats are highly social and vocal – expect plenty of conversation, especially when they want attention. They bond closely with their families and don't do well left alone for long stretches. Their short coat needs minimal grooming. They're intelligent and playful well into adulthood, often enjoying games of fetch.
At a glance
Siamese

What it costs to insure the average Siamese
From
$39+
/mo⁵
It depends on their age, your zip code, and the plan itself. Choose what’s best for them – and your budget.
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Annual limit – the most your plan pays out each year
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Annual deductible – amount paid by you each year before reimbursements kick in
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Reimbursement rate – what you'll get paid back for covered vet bills – choose 80% or 90%
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Multi-pet discount – get up to 10% off a plan for each additional pet you enroll⁶
An additional $2 transaction fee applies to each monthly payment. Choose annual billing at checkout and save $24 a year.

Accidents & illnesses
Diagnostics, exams, surgery, hospitalization, and Rx meds for any new injury or illness.
Advanced care & alternative therapies
Specialist care, advanced procedures, and therapies like acupuncture, hydrotherapy, and rehab.
Hereditary & congenital conditions
The breed-specific conditions many insurers exclude (or charge extra for) come standard.
What’s covered
Count on premium coverage with no upper age limit – at any licensed vet in the US or Canada.
Pre-existing conditions aren't covered, so it pays to enroll your Siamese young.
Pumpkin is the #1 rated cat insurance on Google.¹
Are Siamese cats hypoallergenic?
Siamese are sometimes considered lower-allergen thanks to their short coat, though the evidence is largely anecdotal.
Are Siamese cats vocal?
Very – Siamese are famous for being one of the most talkative cat breeds.
How much exercise does a Siamese need?
Moderate to high – they stay playful into adulthood and enjoy interactive games like fetch.
Does Pumpkin cover PRA or amyloidosis?
Yes, as long as they aren't pre-existing before your coverage starts.
Do Siamese cats need a lot of grooming?
Low – their short coat needs just weekly brushing.
Are Siamese cats good with kids?
Yes – Siamese are social and playful, and tend to do well with kids and other pets.
FAQs







