230,000+ Pets covered
#1-rated on Google¹
The pet insurance for Ragdolls
Ragdolls are gentle, affectionate, and famously floppy – they go limp with contentment when held, which is exactly how they got their name. A Pumpkin plan covers hereditary conditions some providers won't, so you can be prepared to help.
Three steps, no networks
Reimbursement Rate
Go to any vet
Visit any licensed vet, specialist, or ER in the US or Canada for care.
Reimbursement Rate
Submit a claim
Enter your visit details and upload a photo of your paid invoice.
Reimbursement Rate
Get paid fast
Up to 90% of eligible costs. With PumpkinNow™, you can get paid before you pay the vet.²
It's simpler than most people expect. See how pet insurance works.
Reimbursement Rate
Early years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Prime years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Later years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Why it's smart to get pet insurance for your Ragdoll
Ragdolls can live well into their teens, giving breed-related health concerns time to develop at different ages. Here’s roughly when:
Common health issues, and what they cost for a Ragdoll
Hairballs
A mass of ingested fur that accumulates in a cat’s stomach and can cause vomiting or, rarely, intestinal blockage.
$781
Cost to treat³
Your share
*Illustrative. Reimbursement shown at 90% after your deductible. Actual costs and payouts vary by treatment, plan and location.
$703
Pumpkin pays back⁴
Pumpkin's share • up to 90%
A healthy Ragdoll is a happy Ragdoll.
Ragdolls are calm, people-oriented cats that do best indoors, given how docile and trusting they are. Daily brushing keeps their semi-long coat from matting. They're not a highly active breed, so watch portions to avoid weight gain. With their dog-like devotion, most will greet you at the door and follow you from room to room.
At a glance
Ragdoll
What it costs to insure the average Ragdoll
From
$39+
/mo⁵
It depends on their age, your zip code, and the plan itself. Choose what’s best for them – and your budget.
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Annual limit – the most your plan pays out each year
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Annual deductible – amount paid by you each year before reimbursements kick in
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Reimbursement rate – what you'll get paid back for covered vet bills – choose 80% or 90%
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Multi-pet discount – get up to 10% off a plan for each additional pet you enroll⁶
An additional $2 transaction fee applies to each monthly payment. Choose annual billing at checkout and save $24 a year.
Accidents & illnesses
Diagnostics, exams, surgery, hospitalization, and Rx meds for any new injury or illness.
Advanced care & alternative therapies
Specialist care, advanced procedures, and therapies like acupuncture, hydrotherapy, and rehab.
Hereditary & congenital conditions
The breed-specific conditions many insurers exclude (or charge extra for) come standard.
What’s covered
Count on premium coverage with no upper age limit – at any licensed vet in the US or Canada.
Pre-existing conditions aren't covered, so it pays to enroll your Ragdoll young.
Pumpkin is the #1 rated cat insurance on Google.¹
Does Pumpkin cover HCM or bladder stones?
Yes, as long as they aren't pre-existing before your coverage starts.
Are Ragdolls hypoallergenic?
No. Ragdolls have a semi-long coat that sheds moderately.
Are Ragdolls good with kids?
Yes – their docile, affectionate nature makes them great companions for kids and other pets.
Do Ragdolls need a lot of grooming?
Regular – daily brushing helps prevent mats in their semi-long coat.
Are Ragdolls vocal?
Not very – Ragdolls tend to be quiet and soft-spoken.
How much exercise does a Ragdoll need?
Low to moderate – short play sessions are enough; watch their weight since they're not highly active.
FAQs
