Three steps, no networks
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Go to any vet
Visit any licensed vet, specialist, or ER in the US or Canada for care.
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Submit a claim
Enter your visit details and upload a photo of your paid invoice.
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Get paid fast
Up to 90% of eligible costs. With PumpkinNow™, you can get paid before you pay the vet.²
It's simpler than most people expect. See how pet insurance works
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Early years:
Watch for early signs of eye issues – Pugs' big, protruding eyes are vulnerable to scratches and injury from a young age.
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Prime years:
BOAS (breathing issues), obesity, and Pug Myelopathy (a breed-specific spinal condition) are common concerns.
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Later years:
Weight management remains important as Pugs age, since extra pounds worsen both breathing and joint issues.
Why it's smart to get pet insurance for your Pug
Pugs can live well into their teens, giving breed-related health concerns time to develop throughout their lives. Here’s roughly when:
Common health issues, and what they cost for a Pug
Brachycephalic Airway Syndrome (BOAS)
A set of upper airway abnormalities in flat-faced dog breeds that restrict airflow and cause labored breathing.
$2,342
Cost to treat³
Your share
*Illustrative. Reimbursement shown at 90% after your deductible. Actual costs and payouts vary by treatment, plan and location.
$2,108
Pumpkin pays back⁴
Pumpkin's share • up to 90%
A healthy Pug is a happy Pug.
Pugs don't need much space or exercise, making them a great fit for apartments, but they can pack on pounds easily and treats should be limited. Their flat faces mean heat and intense exercise are genuine risks. Use a harness on walks instead of a collar, which restricts breathing. Otherwise, Pugs are easygoing, people-oriented dogs that do well solo or in a full house.
At a glance
Pug
What it costs to insure the average Pug
From
$69+
/mo⁵
It depends on their age, your zip code, and the plan itself. Choose what’s best for them – and your budget.
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Annual limit – the most your plan pays out each year
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Annual deductible – amount paid by you each year before reimbursements kick in
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Reimbursement rate – what you'll get paid back for covered vet bills – choose 80% or 90%
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Multi-pet discount – get up to 10% off a plan for each additional pet you enroll⁶
An additional $2 transaction fee applies to each monthly payment. Choose annual billing at checkout and save $24 a year.
Accidents & illnesses
Diagnostics, exams, surgery, hospitalization, and Rx meds for any new injury or illness.
Advanced care & alternative therapies
Specialist care, advanced procedures, and therapies like acupuncture, hydrotherapy, and rehab.
Hereditary & congenital conditions
The breed-specific conditions many insurers exclude (or charge extra for) come standard.
What’s covered
Count on premium coverage with no upper age limit – at any licensed vet in the US or Canada.
Pre-existing conditions aren't covered, so it pays to enroll your Pug young.
Pumpkin is the #1 rated dog insurance on Google.¹
Does Pumpkin cover breathing issues like BOAS?
Yes, as long as they aren't pre-existing before your coverage starts.
How much exercise does a Pug need?
Minimal – short walks and play are enough. Avoid heat and intense activity given their breathing issues.
Do Pugs bark a lot?
Not especially, though expect plenty of snorting and snoring.
Do Pugs need a lot of grooming?
No. Their short coat only needs weekly brushing, but their facial wrinkles require regular cleaning.
Are Pugs good with kids?
Yes – Pugs are playful and affectionate, making them great companions for families.
Are Pugs hypoallergenic?
No. Pugs shed and produce standard pet allergens despite their short coat.
FAQs
