Three steps, no networks
Reimbursement Rate
Go to any vet
Visit any licensed vet, specialist, or ER in the US or Canada for care.
Reimbursement Rate
Submit a claim
Enter your visit details and upload a photo of your paid invoice.
Reimbursement Rate
Get paid fast
Up to 90% of eligible costs. With PumpkinNow™, you can get paid before you pay the vet.²
It's simpler than most people expect. See how pet insurance works
Reimbursement Rate
Early years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Prime years:
BOAS, IVDD, allergies, ear infections, and knee issues often need tests or treatment.
Reimbursement Rate
Later years:
Manage ongoing conditions like dental disease, arthritis, and mobility.
Why it's smart to get pet insurance for your French Bulldog
French Bulldogs live around 10 to 12 years, giving breed-related health issues time to emerge at different life stages. Here’s roughly when:
Common health issues, and what they cost for a French Bulldog
Cherry Eye
Prolapse of the third eyelid gland, appearing as a red swelling in the corner of the eye.
$667
Cost to treat³
Your share
*Illustrative. Reimbursement shown at 90% after your deductible. Actual costs and payouts vary by treatment, plan and location.
$600
Pumpkin pays back⁴
Pumpkin's share • up to 90%
A healthy French Bulldog is a happy French Bulldog.
French Bulldogs enjoy company and do well in apartments. Their flat faces make them prone to overheating, so keep walks cool. Grooming is simple: weekly brushing and fold cleaning. They're smart but stubborn, so opt for short, reward-based training sessions.
At a glance
French Bulldog

What it costs to insure the average French Bulldog
From
$108+
/mo⁵
It depends on their age, your zip code, and the plan itself. Choose what’s best for them – and your budget.
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Annual limit – the most your plan pays out each year
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Annual deductible – amount paid by you each year before reimbursements kick in
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Reimbursement rate – what you'll get paid back for covered vet bills – choose 80% or 90%
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Multi-pet discount – get up to 10% off a plan for each additional pet you enroll⁶
An additional $2 transaction fee applies to each monthly payment. Choose annual billing at checkout and save $24 a year.

Accidents & illnesses
Diagnostics, exams, surgery, hospitalization, and Rx meds for any new injury or illness.
Advanced care & alternative therapies
Specialist care, advanced procedures, and therapies like acupuncture, hydrotherapy, and rehab.
Hereditary & congenital conditions
The breed-specific conditions many insurers exclude (or charge extra for) come standard.
What’s covered
Count on premium coverage with no upper age limit – at any licensed vet in the US or Canada.
Pre-existing conditions aren't covered, so it pays to enroll your Frenchie young.
Pumpkin is the #1 rated dog insurance on Google.¹
Does Pumpkin cover breathing problems like BOAS?
Yes. BOAS and other hereditary conditions can be covered, as long as they aren't pre-existing before your coverage starts. That's a key reason to enroll while your Frenchie is young and healthy.
How much exercise does a French Bulldog need?
Short daily walks and some play are plenty. Avoid heat and intense exercise – their short snouts make overheating a genuine risk, so keep walks cool and easy.
Do French Bulldogs bark a lot?
Not especially. They're on the quieter side, but they're vocal in their own way – expect grunts, snorts, snores, and the occasional strong opinion.
Do French Bulldogs need a lot of grooming?
Not much. A weekly brush keeps the coat in good shape. What matters is cleaning their facial and tail folds regularly to prevent skin infections.
Are French Bulldogs good with kids?
Generally, yes. Frenchies are affectionate, playful and patient, which makes them great family companions. As with any dog, supervise interactions with very young children.
Are French Bulldogs hypoallergenic?
No. They're low-shedding, but they aren't hypoallergenic - they still produce the dander and saliva that trigger most pet allergies. If allergies are a concern, spend time around the breed before committing.
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