Three steps, no networks
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Go to any vet
Visit any licensed vet, specialist, or ER in the US or Canada for care.
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Submit a claim
Enter your visit details and upload a photo of your paid invoice.
Reimbursement Rate
Get paid fast
Up to 90% of eligible costs. With PumpkinNow™, you can get paid before you pay the vet.²
It's simpler than most people expect. See how pet insurance works
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Early years:
Keep an eye on weight from the start – Dachshunds' long backs and short legs make them especially prone to spinal strain.
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Prime years:
Intervertebral Disc Disease (IVDD) is the breed's signature risk, along with patellar luxation and a tendency toward obesity that makes both worse.
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Later years:
Cushing's Disease and Progressive Retinal Atrophy become more common with age, alongside ongoing back and joint issues.
Why it's smart to get pet insurance for your Dachshund
Dachshunds can live around 12 to 16 years, giving breed-related health concerns plenty of time to develop. Here’s roughly when:
Common health issues, and what they cost for a Dachshund
Cushing's Disease
A hormonal disorder caused by excess cortisol production, leading to increased thirst, urination, and appetite.
$237
Cost to treat³
Your share
*Illustrative. Reimbursement shown at 90% after your deductible. Actual costs and payouts vary by treatment, plan and location.
$213
Pumpkin pays back⁴
Pumpkin's share • up to 90%
A healthy Dachshund is a happy Dachshund.
Dachshunds are bold and a little stubborn, so early socialization and training go a long way. Two walks a day are usually enough exercise, and a harness (rather than a collar) helps protect their long spine. Keep an eye on their weight, since extra pounds put real strain on their back. With a little patience, they make loyal, spunky companions for kids and other pets.
At a glance
Dachshund

What it costs to insure the average Dachshund
From
$50+
/mo⁵
It depends on their age, your zip code, and the plan itself. Choose what’s best for them – and your budget.
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Annual limit – the most your plan pays out each year
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Annual deductible – amount paid by you each year before reimbursements kick in
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Reimbursement rate – what you'll get paid back for covered vet bills – choose 80% or 90%
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Multi-pet discount – get up to 10% off a plan for each additional pet you enroll⁶
An additional $2 transaction fee applies to each monthly payment. Choose annual billing at checkout and save $24 a year.

Accidents & illnesses
Diagnostics, exams, surgery, hospitalization, and Rx meds for any new injury or illness.
Advanced care & alternative therapies
Specialist care, advanced procedures, and therapies like acupuncture, hydrotherapy, and rehab.
Hereditary & congenital conditions
The breed-specific conditions many insurers exclude (or charge extra for) come standard.
What’s covered
Count on premium coverage with no upper age limit – at any licensed vet in the US or Canada.
Pre-existing conditions aren't covered, so it pays to enroll your Dachshund young.
Pumpkin is the #1 rated dog insurance on Google.¹
Does Pumpkin cover IVDD?
Yes, as long as it isn't pre-existing before your coverage starts – a key reason Dachshund parents often enroll early.
How much exercise does a Dachshund need?
Moderate – two walks a day is usually plenty, kept gentle on their back and joints.
Do Dachshunds bark a lot?
Yes – they were bred as watchdogs and will let you know when someone's at the door.
Do Dachshunds need a lot of grooming?
Depends on the coat. Wirehaired and longhaired Dachshunds need more regular brushing than dogs with smooth coats.
Are Dachshunds good with kids?
With time and training, yes – they can be territorial or suspicious at first but usually warm up into great companions.
Are Dachshunds hypoallergenic?
No. Dachshunds shed a moderate amount and still produce standard pet allergens.
FAQs







