Three steps, no networks
Reimbursement Rate
Go to any vet
Visit any licensed vet, specialist, or ER in the US or Canada for care.
Reimbursement Rate
Submit a claim
Enter your visit details and upload a photo of your paid invoice.
Reimbursement Rate
Get paid fast
Up to 90% of eligible costs. With PumpkinNow™, you can get paid before you pay the vet.²
It's simpler than most people expect. See how pet insurance works.
Reimbursement Rate
Early years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Prime years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Reimbursement Rate
Later years:
Congenital issues like cherry eye and hip laxity can appear with vaccinations and neutering.
Why it's smart to get pet insurance for your Bengal
Bengals typically live around 12 to 16 years, and certain genetic health concerns can appear at different life stages. Here’s roughly when:
Common health issues, and what they cost for a Bengal
Asthma
An allergic condition that causes coughing, wheezing, and trouble breathing.
$299
Cost to treat³
Your share
*Illustrative. Reimbursement shown at 90% after your deductible. Actual costs and payouts vary by treatment, plan and location.
$269
Pumpkin pays back⁴
Pumpkin's share • up to 90%
A healthy Bengal is a happy Bengal.
Bengals are high-energy, intelligent cats that need a lot of stimulation – climbing towers, puzzle toys, and interactive play are essential. Many Bengals love water, which is unusual for cats, so don't be surprised if yours joins you in the bathroom. Their short, dense coat needs minimal grooming.
At a glance
Bengal
What it costs to insure the average Bengal
From
$47+
/mo⁵
It depends on their age, your zip code, and the plan itself. Choose what’s best for them – and your budget.
-
Annual limit – the most your plan pays out each year
-
Annual deductible – amount paid by you each year before reimbursements kick in
-
Reimbursement rate – what you'll get paid back for covered vet bills – choose 80% or 90%
-
Multi-pet discount – get up to 10% off a plan for each additional pet you enroll⁶
An additional $2 transaction fee applies to each monthly payment. Choose annual billing at checkout and save $24 a year.
Accidents & illnesses
Diagnostics, exams, surgery, hospitalization, and Rx meds for any new injury or illness.
Advanced care & alternative therapies
Specialist care, advanced procedures, and therapies like acupuncture, hydrotherapy, and rehab.
Hereditary & congenital conditions
The breed-specific conditions many insurers exclude (or charge extra for) come standard.
What’s covered
Count on premium coverage with no upper age limit – at any licensed vet in the US or Canada.
Pre-existing conditions aren't covered, so it pays to enroll your Bengal young.
Pumpkin is the #1 rated cat insurance on Google.¹
Does Pumpkin cover HCM?
Yes, HCM and other hereditary conditions can be covered, as long as they aren’t pre-existing before your coverage starts.
How much exercise does a Bengal need?
Bengals need substantial daily play and enrichment to stay happy.
Are Bengals vocal?
Yes! Bengals are known for being chatty and expressive.
Do Bengals need a lot of grooming?
No, their short coat could use a weekly brushing – that’s it.
Are Bengals good with kids?
Generally yes, especially with older kids who can keep up with their high energy.
Are Bengals hypoallergenic?
Bengals are sometimes considered lower-allergen due to their short, dense coat, but no cat is fully hypoallergenic.
FAQs
