You'd do anything for that face. Pet insurance helps.
They’re perfect – except when they’re not. That’s why Pumpkin plans cover everything from allergies and digestive illnesses, to surgeries and prescriptions. Premium coverage includes tests and treatments, as well as advanced alternative therapies – even acupuncture.
A+ Rating
Best for Senior Dogs
Best for Puppies & Kittens
The best insurance coverage doesn’t count as spoiling them.
Reimbursement Rate
When care is critical, you get paid up to 90% in minutes for eligible vet bills.¹
Annual Limit
Reddit is not the answer. Get tests, treatments & prescriptions covered if your pet is sick.
Annual Deductible
Surgery. Hospitalization. Emergencies. If your pet is hurt, get their care covered.
What’s covered won’t change. Everything else is up to your clients.
Pumpkin pays you in minutes. Before you freak out.
Accidents, illnesses – things can happen fast. We’re here to help you both get through it with our urgent pay service, part of every Pumpkin plan.
1. Go to a vet clinic for care.
2. Submit the invoice on your phone.
3. Get money before you pay for treatment with PumpkinNow™ (or get reimbursements later – your call).
What makes Pumpkin plans stand out?
Premium coverage is kind of our thing. That’s why Pumpkin Pet Insurance plans include key benefits that others leave out (or charge more for).²
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Exam fees for accidents & illnesses
Dental illnesses
Behavioral issues
Rx food to treat covered conditions
Alternative therapies
Microchip implantation
90% Reimbursement rate option for all breeds 8 wks & up
No preventive care requirements to cover certain illnesses
Discount for multiple pets
All pets ages 8 wks & up are eligible to enroll
Additional monthly fee required
Additional monthly fee required
Additional monthly fee required
Additional monthly fee required
Wellness benefits may also be available.
Learn more about Pumpkin Wellness Club.
How pet insurance works
Total out of pocket cost
$686
Foreign body ingestion
$6,857
Pumpkin 90% reimbursement rate⁵
– $6,171
Fletcher’s vet bill
When Fletcher became ill, an ultrasound revealed a blockage in his stomach and intestines. The average veterinary bill for treatment of gastrointestinal issues (diarrhea or vomiting) according to Pumpkin claims data is over $500 on average for both cats and dogs.⁴
Reviews from parents who are right there with you
“Jack was really struggling. Pumpkin turned what could have been a financial and emotional mess into a painless experience.”
– David, Jack’s parent⁶
“Pumpkin coverage gave us the ability to treat Tintin’s periodontal disease at the first sign, instead of waiting until it got bad. It saved his smile!”
– Sarah, Tintin’s parent⁶
“Rosie ate something she shouldn't have and we visited the emergency clinic. Pumpkin had our back, so it was a no-brainer to get her treated immediately.”
– Jacqueline, Rosie’s parent⁶
