Take your pet to a provider in the CareCredit network.
Use the CareCredit credit card at checkout.
Pay over time with flexible financing.
The CareCredit health and pet care credit card can help you manage the cost of your pet’s treatments, from prescriptions to surgery.
CareCredit is happy
to share a flexible way to pay for vet care¹
Use the CareCredit credit card at a vet in the CareCredit network and pay over time with flexible financing.
Flexible financing
Select CareCredit as your reimbursement method and submit a Pumpkin insurance claim online in minutes.
Easy claims
Once your claim is processed, you will receive an automatic reimbursement credit to your CareCredit credit card for eligible expenses.²
Seamless experience
The CareCredit credit card helps make paying vet bills less stressful – and with Pumpkin insurance, you can get reimbursed directly to your card for eligible expenses. It’s an easy way to get paid back for up to 90% of covered accident & illness care.
CareCredit and Pumpkin Pet Insurance can work as a pair
Our pet-loving care team is here to help.
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Subject to credit approval. See carecredit.com for details. CareCredit is a credit card issued by Synchrony Bank. Pumpkin does not own, administer, or make decisions regarding CareCredit. An affiliate of Synchrony Bank holds a minority equity interest in an affiliate of Pumpkin.
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Charges not covered by insurance are the responsibility of the accountholder, and purchases with promotional financing must be paid within the promotional period. Select CareCredit as your reimbursement method. See your CareCredit Assignment Agreement for details on reimbursement.
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Synchrony. Lifetime of Care Study. DVM360, 11 Jan. 2022. Web. Accessed 11 Jan. 2022. http://petlifetimeofcare.com
Insurer Disclosure of Important Policy Provisions
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/sample-plan/. Products and rates may vary and are subject to change. Discounts may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address. Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company headquarters located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 666 3rd Avenue, Floor 23, New York, NY 10017; CA License #6001617). Pumpkin is a licensed insurance agency, not an insurer, and receives compensation based on the premiums for the insurance policies it sells. For more details, visit pumpkin.care/underwriting-information.
Pumpkin Preventive Essentials is marketed and administered by Pumpkin Insurance Services, Inc. Pumpkin Preventive Essentials is NOT INSURANCE, nor a regulated product. Preventive Essentials may be purchased in addition to insurance and is only available to pets who are also covered under a Pumpkin Insurance policy. Preventive Essentials is not available in all states, including CA, ME, MO, MT, RI, VT & WA. For full terms, visit pumpkin.care/customeragreement.
Pumpkin Wellness Club is marketed and administered by Sprout Wellness Services LLC (d/b/a "Pumpkin Wellness Club"). Pumpkin Wellness Club is NOT INSURANCE, nor a regulated insurance product. It is offered as a standalone pet wellness membership program. Membership Fees are based on annual membership in the Pumpkin Wellness Club. Your use of Club benefits may result in liability for Outstanding Fees if you terminate your membership before
the expiration of any 12-month membership period. Any discounted fees will be credited to your membership in month 1, but will not accrue to Outstanding Fees in the event of early termination. For full terms, visit wellness.pumpkin.care/membership-agreement.
Our mailing address is: 666 3rd Avenue, Floor 23, New York, NY 10017, and we can be reached at 1-866-273-6369. The purchase or renewal of the wellness program is not a requirement for the purchase or renewal of pet insurance. For the Insurer Disclosure of Important Policy Provisions, visit pumpkin.care/insurer-disclosure.
© 2025 Pumpkin Insurance Services Inc. All rights reserved.