Since the launch of PumpkinNow1 in April, the data is clear –– Pumpkin is now one of the fastest-paying pet insurance providers in the U.S. Our new urgent pay service was built to help fast-track the payment of pet insurance claims during critical and emergency care situations when vet bills run high.
With PumpkinNow, pet parents can find out if their pet’s upcoming treatment will be covered on the spot, and receive a real-time payment of up to 90% of the eligible vet bill in minutes –– before they even pay or leave the vet.
Since its launch in April 2025, Pumpkin has proudly helped more than 3,200 dogs and cats receive over $4.6 million in critical and emergency care.2 Find out more about how PumpkinNow is making a difference in pets’ lives in our latest press release.
If you’re interested in using PumpkinNow, the first step is to get a free quote for Pumpkin Pet Insurance. With a variety of annual limit and deductible options –– and a choice of 80% or 90% reimbursement rates –– you can choose the coverage that meets your pet’s needs and budget. If you have more than one pet, you can also take advantage of our 10% multi-pet discount.
Want to learn more about pet insurance? We’ve created this helpful guide that can teach you everything you need to know about pet insurance.
1. Qualified customers with eligible claims for treatments $1k or more could be paid in 15 minutes after submitting a request if their bank accepts real-time payments. For a list of RTP-enabled banks, visit https://www.theclearinghouse.org/payment-systems/rtp/rtp-participating-financial-institutions. For full terms & conditions, visit www.pumpkin.care/pn-terms.
2. Pumpkin Internal Claims Data, 4/22/25-7/15/25. Analysis of urgent claim payment times and payout amounts for eligible accident & illness claims processed through PumpkinNow.
