If there’s an accident, don’t wait on costly emergency care, surgery or rehab.
Choose the best tests and treatments available when your pet is sick.
Is it urgent? Get paid for up to 90% of eligible care before you check out.²
With Pumpkin, the best care decisions aren’t cost decisions.
When care can’t wait, get paid in minutes.
Kidney stones. Broken bones. Meet the moment with PumpkinNow™, our urgent pay service, part of every Pumpkin plan.
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Go to a vet clinic for care.
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Submit the invoice on your phone.
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Get money before you pay for treatment with PumpkinNow (or get reimbursements later – your call).
80% or 90% cash back for all eligible vet bills
$5k–unlimited annual limit for dogs & cats
Annual deductible options for every budget
Pick the right plan for your pet, and you.
The price will vary, but our coverage won’t – no matter what you choose.
You want what’s best for them. We’ve got it covered.
Our coverage is extensive and includes key benefits others charge extra for or leave out.
Tests & treatments
Prescription Medications
Sick Visit Exam Fees
Surgeries & Specialized Care
Emergencies & Hospitalization
Prescription Food & Supplements³
Rehab Therapy for Covered Conditions
Poison Control Hotline Fees
Microchip Implantation
Accidents & illnesses
Eye & Ear Infections
Digestive Illnesses
Dental Illnesses
Swallowed Objects & Toxins
Orthopedic Injuries
Behavioral Issues
Parasites & Infectious Diseases
Hereditary & Chronic Conditions
For a full list of benefits, see a sample pet insurance policy.
Our customer care team is here for you: Mon-Fri 8am–8pm and Sat 9am–5pm (EST)