Notice to Maine Residents
MAINE INSURER DISCLOSURE OF IMPORTANT POLICY PROVISIONS
Please read below for important information to help you understand our coverage.
Underwriter, Producer, Brand Information
Insurance is underwritten by United States Fire Insurance Company (NAIC # 21113. Morristown, NJ). The insurance underwriter is different than the brand name and the agency that markets and sells the products. Insurance plans are marketed and produced by Pumpkin Insurance Services Inc. (NPN#19084749).
Preexisting condition. “Preexisting condition” means a condition for which any of
the following are true prior to the effective date of a pet insurance policy:
A veterinarian provided medical advice regarding the condition;
The pet received previous treatment for the condition; or
Based on information from verifiable sources, the pet had signs or symptoms directly related to the condition for which a claim is being made.
Determination of Claim Payouts
Premium Increases Due to Pet Age and Geographic Location